Looking For A Luxury Home In Montecito Heights?
If you’ve been looking for a Luxury Home In Montecito Heights, check out this Cape Cod beauty with views that will knock your socks off! Located in a NON HOA gated community in Montecito Heights, this luxury home is a must see! I’m here with my first episode of MILLION DOLLAR HOME TOURS! Thank you to the listing agent for this property; Shel Downing from Compass Real Estate here in Long Beach for allowing me to show this home! This stunning custom built home is located at 3959 Paige Street in a gated community that is NOT an HOA… wha??? There are 7 homes in this exclusive community. Stunning city and canyon views that you can see from nearly every room in the home. Boasting incredible indoor outdoor living, fine custom finishes throughout, this Cape Cod style gem that was built in 2006 is sure to delight! Enjoy this tour! Would you like more information about this home? If so, give us a call at the Coastal Living By Kelly and I will be happy to set it up! Oh, and if you’re looking for next generation marketing to help you sell your luxury home, please reach out for more information. I might be your Realtor IF, you like:Hybrid driving, intuitive tree hugger who knows how to negotiate and close a deal that serves all!Other noteworthy assets: Obsessive attention to detailCan sing and will sing anytime, anywhere.Willing servant to a rescue dog named GGMarvel Comic fanatic (Yes, I said FANATIC)Ability to laugh at life when crap goes sideways, cuz every once in a while, it just does (can you say pandemic?)Ardent student of lifeBreathing in Love. Breathing out Love.If that sounds like your jam, let's connect!!!Kelly CorsinoLife@CoastalLivingByKelly.com(714) 227-0712DRE01704102ΓEA⅃ Broker
What are the first five things to do before you buy a home?
What are the first five things to do before you buy a home? 1. Your credit score – This number is super important, it’s not just about having the high number it’s also about your debt to income ratio. All lenders are going to look at your profile before lending you money for a home so in order to get the best possible home loan you want to speak to a qualified loan representative to make sure you know the whole picture. That may mean you need to do a little cleanup on your credit score and they can usually point you in the right direction of how to go about doing that. 2. The same lender who just helped point you in the right direction and gave you a picture of what your loan could look like, will most likely be the same person you will get your pre-approval from. You don’t want to be out there looking for your dream home without it, you want to make sure if you find that dream home you are ready to strike and put in that offer. You don’t want to be waiting to get that loan approval! In these covid times we oftentimes can’t even tour a home without a pre-approval letter because nobody wants people tromping around their house in the middle of a pandemic unless they know they are a serious buyer. 3. Work with a professional realtor, we really are worth our weight in gold. I am not tooting my own horn, I am talking about a lot of my fellow colleagues in this profession. We really care about being your advocate! Pick someone you enjoy spending a little bit of time with because chances are you’re going to be spending quite a bit of time with them. If you like their personality and you feel secure that they know what the heck they’re talking about, that might be a good fit. Also if you’re a seller please for heaven’s sake do not sell your home without a realtor. Contracts, disclosures omissions and error insurance – too many landmines so please enlist the help of an agent. 4. Anticipate the real cost of owning the home you just fell in love with. Here are some things to consider in addition to your mortgage payment: Property Taxes Homeowners Insurance Maintenance of the House These are things to look at so when you’re working with your realtor. Make sure they give you a net sheet so that you can see what all those numbers add up. You want to be certain that the house actually makes sense for you. 5. Be realistic – Some homes are so beautiful but sometimes they’re out of your price range or they’re not in the right neighborhood. Oftentimes people come to the market looking for a home in a particular neighborhood for various reasons. Maybe your kids are going to need to go to school or your family is located nearby or you have an aging parent that you’re going to need to take care of. There are a lot of factors involved in this decision so I would say always start with location first and then move on to the style of the home. Obviously you want a home design that you feel good about but don’t get hung up on little things. If you don’t like the carpet it can be replaced, hardwood floors can be refinished, walls can be painted, and walls can even be knocked out. Make a list of must-haves versus wants. The must-haves should definitely begin with the location. 6. The bonus round – This is a big one! Do not make any major financial changes when you’re in the middle of a real estate transaction! Scenario: Let’s say you have taken your pre-approval from the bank and gone out shopping and found your dream home. Let’s say your offer has been accepted (that alone is huge in a seller’s market like this one we’re in now). You begin to think about all of the things you’ll be needing: a fridge, a washer and a dryer, maybe some new furniture! You go shopping and they offer you a zero apr credit line so you apply for that credit. Well guess what happens? Your loan company for your new dream home gets a little worried about all this spending you’re doing…They decide to reconsider your home loan and either you now, no longer qualify, or your rate is going to go up! To be safe, if you are getting a home loan, wait until the close of escrow before making ANY major financial moves and that includes a JOB CHANGE. If you want to know more about how to get your offer accepted, feel free to reach! About the author- Kelly Corsino is an entrepreneur who has launched several successful companies and is a full time Realtor living her best life by helping others live theirs! She and her dog GG The Wonderdog reside in Long Beach CA.Life@CoastalLivingByKelly.com(714) 227-0712DRE01704102ΓEA⅃ Broker
Need a new water heater? Consider a tankless version
The average water heater’s life span is 10 to 15 years, according to energysaver.gov. This is a general rule because not all water heaters fit that time frame. Because many homeowners don’t understand that these appliances require annual maintenance, some water heaters poop out much sooner. If you’re shopping for a traditional, tank-style water heater, do yourself a favor and compare them to tankless units. Read on to learn about the advantages and disadvantages. The benefits of tankless water heaters A standard water heater holds water that is constantly being heated. “That means you’re paying to have hot water whether you need it or not,” according to the researchers at Consumers Report. Tankless water heaters, often referred to as “on-demand” units, offer heated water only when you need it. They do this by flash-heating the “… water as it passes through the unit, using a heat exchanger to rapidly bring it up to temperature,” explain the folks at Consumer Reports. This benefit alone saves homeowners from $70 to $100 a year on energy bills, depending on how much hot water is used. Tankless water heaters last longer than the fuel-powered variety. Most will last more than 20 years while, as mentioned earlier, heaters with a tank have a life expectancy of 10 to 15 years. Additionally, tankless water heaters don’t contain the sediment and rust of their tank counterparts so they provide cleaner water. Finally, with a tankless water heater, you’ll receive hot water on demand. No longer will you have to waste water waiting for the cold to turn to hot. And, the downside Tankless water heaters cost more than their larger cousins. “The average homeowner pays $2,811 for an installed 150,000 BTU tankless whole-house gas water heater,” according to the researchers at fixr.com. Installation charges vary, however, depending on size, whether it’s electric, solar or gas, whether you need additional gas lines added and other items. You’ll find many of these listed at homeguide.com. Remember, though, that tankless units have longer life spans than traditional water heaters and they cost less in both energy usage and operating costs. Learn more about tankless water heater advantages at energystar.gov and find out if rebates are offered by entering your ZIP Code here. I might be your Realtor IF, you like:Hybrid driving, intuitive tree hugger who knows how to negotiate and close a deal that serves all!Other noteworthy assets: Obsessive attention to detailCan sing and will sing anytime, anywhere.Willing servant to a rescue dog named GGMarvel Comic fanatic (Yes, I said FANATIC)Ability to laugh at life when crap goes sideways, cuz every once in a while, it just does (can you say pandemic?)Ardent student of lifeBreathing in Love. Breathing out Love.If that sounds like your jam, let's connect!!!Kelly CorsinoLife@CoastalLivingByKelly.com(714) 227-0712DRE01704102ΓEA⅃ Broker
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- Buyer TrinaKelly is absolutely amazing!!! She helped me with every step in getting into my new home. From paperwork to letting me cry several times not knowing if I was doing the right thing. She gave me the confidence I needed to purchasing my home. Kelly told me early on that I will know when I find the right home. She was right!!! I am so grateful to have her as my realtor and a new friend!!!
- Seller + Buyers The JensonsAnyone would love to have Kelly Corsino for their realtor. She works tirelessly on your behalf whether you are a buyer or seller or, in my case, both. Buying and selling property can be overwhelming to say the least, but Kelly is with you every step of the way. Her marketing strategies for sellers are current and multifaceted. She works comfortably with both social media and traditional marketing methods to sell your home quickly and get you the best price. For buyers, Kelly utilizes all resources available to find properties that are tailored to your preferences and property purchase goals. As I sit here in my new home, I can truly say it was all worth it and Kelly being my realtor was definitely a major contributor to the sense of well being I am feeling right now.
- Seller- CalI am retired and asked Kelly if she could help my wife and me to look for a home to in order to downsize. I gave her definite parameters and she did not contact me with any possibilities that did not meet them. She was very attentive to our wishes and came up with many useful suggestions. It was a pleasure working with her. Thank you Kelly
