This two-unit Cardiff-by-the-Sea stunner is perched on a premium double lot (5000 sqft) in the famed walking district. With sit down whitewater views from Cardiff Reef to Seaside, this property has everything…and more. The main house has three bedrooms and two bathrooms (plus a cozy den that can be used as an optional fourth bedroom or an office), with vaulted ceilings and an open and airy west facing floorplan that maximizes views. Straight off the living room is an ocean view deck — great for early morning surf checks and glowing sunsets. In the upstairs master suite, the Pacific's deep blue is framed in every window. Below the main house, you'll find a spacious two bedroom, one bath apartment, with a completely separate entrance and a private outdoor living space. From inside the main house, you'd never know it was there. The apartment has a full kitchen with all appliances, a washer and dryer hookup, and even a small office nook. Whether you're searching for multi-generational living or a place to rent to offset your mortgage, this bonus apartment is an extremely rare find in the walking district. Extensively remodeled over the last two years, everything in both units has been beautifully reconfigured. From the landscaping out front, to the quartz kitchens with stainless steel appliances and gas ranges, as well as all three bathrooms, this house is ready for you to move straight in. It also has an attached two car garage with alley access at the back of the property, so there's plenty of room for your e-bikes and surfboards. Because when you live in Cardiff overlooking North County's best surf breaks, you're going to need them.