You can buy this at 525,000 and already have some equity! NO MELLO ROOS and HOA is only 131. Here is your opportunity to own in the highly sought after gated community of Monterey at Harborside. Come see this upgraded home, start with a cute landscaped courtyard. Once inside, enjoy the beautiful floor, fireplace, high ceilings, fully remodeled kitchen with recessed lighting & gorgeous counters. The upgraded double doors leads you to your private yard great for entertaining. All bedrooms upstairs and the master bedroom features double door entry, ensuite bath w/ dual vanity & walk in closet. The loft can easily be converted to a 4th bedroom. You can either enter the home through the courtyard or the attached two car garage. So close to great schools, shopping parks and restaurants! Wonderful HOA management company takes great care of this community! FHA approved!